Streamlining the Path to Your Dream Home: VA Home Loans

Streamlining the Path to Your Dream Home: VA Home Loans and Aquino Capital Group of Las Vegas

Posted by aquinocapitalgroup on August 9, 2023

For veterans and active-duty military personnel, the journey to homeownership is made more accessible and affordable through the VA Home Loan program. Backed by the U.S. Department of Veterans Affairs (VA), VA Home Loans offer attractive benefits, including no down payment requirements and competitive interest rates. When it comes to navigating the complexities of the VA Home Loan process, working with a reputable mortgage company like Aquino Capital Group of Las Vegas can make all the difference. In this blog, we’ll delve into the details of VA Home Loans, understand their advantages, and explore how Aquino Capital Group of Las Vegas can help you achieve your homeownership dreams.

I. Understanding VA Home Loans

  • Eligibility Requirements
  • Active-duty military personnel, veterans, some reservists, and National Guard members may be eligible for VA Home Loans.
  • Specific service length and character of service requirements apply.
  • Surviving spouses of deceased military members may also qualify under certain conditions.
  • Advantages of VA Home Loans
  • No down payment: One of the most significant benefits, VA Home Loans allow eligible borrowers to purchase a home without making a down payment, saving a considerable amount of money upfront.
  • No private mortgage insurance (PMI): Unlike conventional loans, VA Home Loans do not require PMI, resulting in lower monthly payments.
  • Competitive interest rates: VA-backed loans often come with competitive interest rates, making them more affordable over the loan term.
  • Lenient credit requirements: VA Home Loans tend to have more forgiving credit score standards compared to traditional mortgages.
  • Limited closing costs: The VA limits the amount of closing costs borrowers can pay, reducing the financial burden further.
  • Assumable loans: VA loans are assumable, meaning if you decide to sell your home, the buyer can take over your existing VA loan with its current terms.
  • Types of VA Home Loans
  • Purchase Loans: For buying a primary residence.
  • Interest Rate Reduction Refinance Loans (IRRRL): Also known as VA Streamline Refinance, this program allows eligible borrowers to refinance an existing VA loan to lower their interest rate.
  • Cash-Out Refinance Loans: Allows eligible borrowers to access their home’s equity for various purposes, such as home improvements or debt consolidation.
  • Native American Direct Loan (NADL): Specifically designed for Native American veterans or their spouses to buy, build, or improve homes on Federal Trust Land.

II. Working with Aquino Capital Group of Las Vegas

  • Who is Aquino Capital Group?
  • Aquino Capital Group is a leading mortgage company based in Las Vegas, specializing in VA Home Loans and other mortgage solutions.
  • With years of experience and a team of dedicated experts, they have a deep understanding of the VA loan process and can guide borrowers through every step.
  • Benefits of Working with Aquino Capital Group
  • Expertise: The team at Aquino Capital Group is well-versed in VA Home Loans, ensuring that borrowers receive accurate and up-to-date information.
  • Personalized Solutions: They take the time to understand each borrower’s unique needs and financial situation, tailoring loan options accordingly.
  • Simplified Application Process: Aquino Capital Group streamlines the loan application process, making it efficient and stress-free for borrowers.
  • Efficient Closing: With a focus on efficiency, they work diligently to ensure a smooth and timely closing process.
  • Step-by-Step Assistance
  • Prequalification: The team will help determine if you meet the VA Home Loan eligibility criteria and estimate the loan amount you qualify for.
  • Loan Application: Aquino Capital Group will guide you through the necessary paperwork and documentation needed to apply for a VA Home Loan.
  • Processing and Underwriting: Their experienced professionals will handle the processing and underwriting of your loan application.
  • Closing: Aquino Capital Group will work closely with all parties involved to facilitate a successful closing.


VA Home Loans are a powerful tool that enables veterans and active-duty military personnel to achieve the dream of homeownership with favorable terms and conditions. When it comes to navigating the VA loan process, partnering with an experienced and reputable mortgage company like Aquino Capital Group of Las Vegas can make the journey much smoother. By leveraging their expertise and personalized approach, borrowers can find the right VA loan solution that fits their needs and financial goals. So, if you’re a veteran or active-duty military member in Las Vegas, let Aquino Capital Group guide you on the path to your dream home.

Aquino Capital Group
The Aquino Capital Group empowered by NEXA Mortgage LLC founded by brothers Nick and Michael Aquino, has a goal and mission to provide a level of service that is second to none.
Company NMLS: 1877202
Equal Housing Lender
Contact Us
9805 W. Post Rd
Suite 220
Las Vegas, NV 89148
(800) 846-0729
Helpful Links
Freddie MacFannie Mae
Aquino Capital Group LLC empowered by NEXA Mortgage LLC, NMLS # 1660690
Corporate Address 3100 Ray Rd Suite 201 Office # 209| Chandler, Arizona 85226
Company NMLS 1660690| Branch NMLS 1877202| Company State License # AZMB-0944059, Branch 8905 W. Post Rd, Suite 220 Las Vegas, Nevada 89148

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.