When it comes to securing a mortgage for your dream home, the decision between a 15-year and a 30-year mortgage can be daunting. Both options come with their own set of advantages, but understanding these can help you make an informed choice tailored to your financial situation.

Understanding Mortgages: A Brief Overview

Before diving into the specifics, it’s essential to understand what a mortgage is. A mortgage is a loan specifically used to purchase real estate. In a mortgage agreement, the buyer borrows money from a lender (usually a bank) to buy a home or other real estate. Over time, the borrower will repay the loan, plus interest, until they own the property outright.

15-Year Mortgage: The Fast Track to Home Ownership

A 15-year mortgage is often seen as the fast track to owning your home outright. Here are some of its primary benefits:

  1. Less Interest Over Time: One of the most compelling reasons to opt for a 15-year mortgage is the significant savings on interest. With a shorter loan term, you’ll pay less interest over the life of the loan, which can amount to thousands of dollars in savings.
  2. Build Equity Faster: With a 15-year mortgage, a larger portion of your monthly payment goes towards the principal, allowing you to build equity in your home at a quicker pace.
  3. Lower Interest Rates: Typically, 15-year mortgages come with lower interest rates compared to their 30-year counterparts. This means not only are you paying off your loan faster, but you’re doing so at a reduced cost.
  4. Financial Discipline: Opting for a 15-year mortgage can instill a sense of financial discipline, as you’re committed to higher monthly payments. This can set a precedent for prudent financial management in other areas of your life.
  5. Peace of Mind: There’s an undeniable peace of mind that comes with knowing you’ll own your home outright in a relatively short period.

30-Year Mortgage: Flexibility and Affordability

While a 15-year mortgage offers a quicker path to full home ownership, a 30-year mortgage provides its own set of advantages:

  1. Lower Monthly Payments: Spreading the loan over 30 years results in smaller, more affordable monthly payments. This can be particularly beneficial for those looking to manage their monthly budgets effectively.
  2. Financial Flexibility: The lower monthly payments free up funds that can be allocated to other financial goals, such as investments, savings, or even home improvements.
  3. Potential for a Larger Home Buying Budget: With more affordable monthly payments, some homebuyers might find they can budget for a more expensive home with a 30-year mortgage.
  4. Long-Term Planning: A 30-year mortgage can align better with long-term life planning. For younger homeowners, the 30-year timeline might coincide with life events like children attending college or retirement.
  5. Investment Opportunities: The money saved from the lower monthly payments can be invested elsewhere. If these investments yield a return higher than the mortgage interest, it can result in significant financial gains over time.

Aquino Capital Group: Your Trusted Mortgage Broker in Las Vegas

Regardless of whether you’re leaning towards a 15-year or a 30-year mortgage, it’s essential to partner with a trusted mortgage broker. In Las Vegas, Aquino Capital Group (ACG) stands out as the broker of choice. With connections to over 200 lenders, ACG ensures that you receive the best rate and mortgage tailored to your unique needs. Their expertise and vast network mean you’re in the best hands when navigating the home buying process.

Factors to Consider When Choosing a Mortgage Term

  1. Financial Situation: Assess your current financial situation. Can you comfortably afford the higher monthly payments of a 15-year mortgage?
  2. Future Goals: Consider your long-term financial goals. Do you plan to stay in the house for a long time, or is it a starter home that you’ll sell in a few years?
  3. Market Conditions: Interest rates can fluctuate based on market conditions. Sometimes, the difference between 15-year and 30-year interest rates might be minimal, making the former more attractive.
  4. Age and Life Stage: If you’re closer to retirement, a 15-year mortgage might be more appealing as it allows you to own your home outright in retirement. Younger buyers might prefer the flexibility of a 30-year mortgage.
  5. Other Debts: If you have other significant debts, like student loans or car loans, a 30-year mortgage might offer the financial flexibility you need to manage all your obligations.


Both 15-year and 30-year mortgages offer distinct advantages. Your choice will depend on your financial situation, long-term goals, and personal preferences. By partnering with Aquino Capital Group, you can be confident that you’re making the best decision for your future. Remember, a mortgage is a long-term commitment, and it’s crucial to make a choice that aligns with your life’s trajectory and financial aspirations.

For self-employed individuals in Las Vegas, achieving the dream of homeownership can often seem like an elusive goal. The challenges of securing a mortgage are frequently magnified when you don’t have a traditional W-2 income to present to lenders. But fear not, for there’s a financial tool that’s been helping self-employed individuals overcome this obstacle – the Profit and Loss (P&L) loan. In this blog, we’ll explore what a P&L loan is, why it’s a game-changer for the self-employed in Las Vegas, and how Aquino Capital Group LLC, empowered by NEXA Mortgage LLC, is leading the way as the best lender for self-employed borrowers in the vibrant city of Las Vegas.

Understanding the Self-Employed Challenge

Self-employment offers many advantages, from independence to potential higher income, but it also brings unique financial challenges. Traditional lenders often prefer steady, predictable income, such as that of a salaried employee. This can make it daunting for self-employed borrowers to secure a mortgage, as their income may vary significantly from year to year or even month to month. Additionally, self-employed individuals often have numerous tax deductions, which can make their income on paper look much lower than it actually is.

If you own a business or have one partner, you will be considered self-employed. According to the IRS, “Mortgage applicants with a 25 percent or greater share in a business or partnership are considered self-employed,” DeSimone adds.

Enter the Profit and Loss (P&L) Loan

The Profit and Loss (P&L) loan is a financial solution specifically designed to address the needs of self-employed individuals who are looking to buy a home. Unlike traditional mortgage loans, which rely heavily on W-2 income verification, P&L loans focus on the financial health of a borrower’s business.

Here’s how it works:

Benefits of P&L Loans for Self-Employed Borrowers

Aquino Capital Group LLC: A Beacon of Hope for Self-Employed Borrowers

When it comes to securing a P&L loan in Las Vegas, Aquino Capital Group LLC, empowered by NEXA Mortgage LLC, stands out as the lender of choice. They have earned a stellar reputation for their dedication to helping self-employed individuals achieve homeownership, and they offer a range of benefits that make them the go-to option for self-employed borrowers in Las Vegas.

Here’s why Aquino Capital Group LLC, powered by NEXA Mortgage LLC, is the best choice:

Real Stories of Success

To better understand the impact of P&L loans and Aquino Capital Group LLC, empowered by NEXA Mortgage LLC, on self-employed borrowers in Las Vegas, let’s take a look at a few real stories of individuals who turned their homeownership dreams into reality:

Case Study 1: The Entrepreneurial Couple

John and Lisa, a dynamic entrepreneurial couple in Las Vegas, had always dreamt of buying their own home. However, their fluctuating income from their small business made it challenging to secure a traditional mortgage. They turned to Aquino Capital Group LLC, who helped them navigate the P&L loan process. With their expertise, John and Lisa successfully qualified for a P&L loan and purchased their dream home in Las Vegas, creating a stable environment for their growing family.

Case Study 2: The Freelance Artist

Sarah, a talented freelance artist, had a passion for her craft but struggled to secure a mortgage due to her unconventional income sources. Aquino Capital Group LLC, empowered by NEXA Mortgage LLC, recognized her artistic endeavors as a legitimate business and used her art-related income to help her secure a P&L loan. Sarah now proudly owns a cozy studio in the heart of Las Vegas, giving her the space and inspiration she needs to thrive as an artist.

The Future of Homeownership for the Self-Employed

As Las Vegas continues to thrive, more self-employed individuals are considering homeownership as a stable and secure investment. P&L loans, combined with the expertise of lenders like Aquino Capital Group LLC, are making this dream a reality for many. The future of homeownership for self-employed individuals in Las Vegas is looking brighter than ever.


Securing a mortgage as a self-employed borrower in Las Vegas is no longer an insurmountable challenge. Thanks to the advent of P&L loans and dedicated lenders like Aquino Capital Group LLC, empowered by NEXA Mortgage LLC, self-employed individuals can now embark on their homeownership journey with confidence.

If you’re a self-employed borrower in Las Vegas, don’t let traditional mortgage hurdles deter you from achieving your dream of owning a home. Reach out to Aquino Capital Group LLC, powered by NEXA Mortgage LLC, and let their expertise guide you through the process. With the right support, you can make Las Vegas your home.

Contact a mortgage professional today to learn more!

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In today’s dynamic economic landscape, investors are constantly seeking opportunities to grow their wealth. One investment strategy that has gained significant traction despite high-interest rates is the use of Debt Service Coverage Ratio (DSCR) loans. These loans provide an excellent way to finance real estate investments and are particularly popular for both short-term and long-term rental income properties. In this blog post, we’ll explore the appeal of DSCR loans in today’s economy, highlighting how Aquino Capital Group LLC, empowered by Nexa Mortgage LLC, stands out as the top choice for obtaining these loans. We’ll also delve into some sought-after destinations for short-term rentals, such as Florida, California, and Las Vegas, to shed light on why DSCR loans are an excellent choice for real estate investors in these areas.

The Rise of DSCR Loans Despite High-Interest Rates

With interest rates on the rise, you might wonder why DSCR loans are gaining popularity. The answer lies in their unique advantages. DSCR loans focus on the property’s income potential rather than relying solely on the borrower’s creditworthiness. This makes them a valuable option for investors who may not have pristine credit scores but have a solid income-generating property.

Maximizing Buying Power

One of the key reasons behind the enduring appeal of DSCR loans is that they enable investors to maximize their buying power, even when interest rates are high. By considering the property’s income in the loan approval process, investors can secure financing for properties that might otherwise be out of reach. This is particularly advantageous in today’s competitive real estate market, where opportunities are abundant but financing can be a hurdle.

Aquino Capital Group LLC Empowered by Nexa Mortgage LLC: Your DSCR Loan Solution

To capitalize on the benefits of DSCR loans, investors need a reliable partner, and Aquino Capital Group LLC empowered by Nexa Mortgage LLC emerges as the best choice in this regard. Here’s why:

Expertise and Experience

Aquino Capital Group LLC has a proven track record of helping investors secure DSCR loans for various types of real estate investments. With their in-depth knowledge and years of experience, they can guide you through the entire loan process.

Wide Network of Lenders

Nexa Mortgage LLC, the powerhouse behind Aquino Capital Group LLC, has access to a vast network of lenders, giving investors access to a diverse range of loan options. This means you’ll have the flexibility to choose a loan that suits your investment goals.

Personalized Guidance

The team at Aquino Capital Group LLC understands that every investor’s needs are unique. They offer personalized guidance and support to ensure you make the right financing decisions tailored to your specific real estate investment strategy.

DSCR Loans for Short-Term and Long-Term Rental Incomes

One of the great strengths of DSCR loans is their versatility. They can be used effectively for both short-term and long-term rental income properties, making them an attractive option for investors looking to diversify their portfolios.

Short-Term Rentals: Popular Destinations

Short-term rentals, facilitated through platforms like Airbnb and VRBO, have become a lucrative investment option. Here are some of the popular destinations where DSCR loans are making a significant impact:

Florida: A Sunny Haven

With its year-round warm weather and a multitude of attractions, Florida remains a hot spot for short-term rentals. Cities like Orlando, Miami, and Tampa offer a constant influx of tourists, making it an ideal location for short-term rental properties. DSCR loans are a practical choice for investors looking to enter or expand in this market.

California: Diverse Rental Opportunities

From the bustling streets of Los Angeles to the serene beauty of Napa Valley, California offers a diverse range of short-term rental opportunities. DSCR loans empower investors to purchase properties in prime locations, ensuring a steady stream of income from tourists and business travelers alike.

Las Vegas: Entertainment Capital

Known for its entertainment, casinos, and conventions, Las Vegas is a magnet for visitors year-round. DSCR loans enable investors to tap into the city’s thriving short-term rental market, allowing them to capitalize on the constant influx of tourists and convention-goers.

Long-Term Rentals: Sustainable Income

While short-term rentals can deliver high yields, long-term rentals provide stability and a more predictable income stream. DSCR loans are equally valuable for investors looking to build wealth through long-term rental properties. With rental demand on the rise in many markets, securing financing through DSCR loans ensures that investors can acquire properties that will appreciate over time and generate consistent rental income.


In today’s economy, where high-interest rates can pose challenges for real estate investors, DSCR loans shine as a smart and flexible financing option. Despite the higher interest rates, their focus on property income potential makes them an attractive choice for both short-term and long-term rental income properties. When it comes to obtaining DSCR loans, Aquino Capital Group LLC, empowered by Nexa Mortgage LLC, stands out as the go-to partner for investors. Their expertise, extensive lender network, and personalized guidance make them the ideal choice to help you navigate the complex world of real estate financing.

Whether you’re eyeing the bustling streets of Florida, the enchanting landscapes of California, or the vibrant energy of Las Vegas, DSCR loans provide the financial leverage you need to thrive in today’s competitive real estate market. So, don’t let high-interest rates deter you from pursuing your real estate investment dreams—consider DSCR loans and partner with the experts at Aquino Capital Group LLC empowered by Nexa Mortgage LLC to secure your financial future in the world of real estate investment.

Contact Aquino Capital Group today to get started!

When it comes to buying a home, understanding the types of mortgage loans available is crucial. One common question many homebuyers have is understanding the difference between a jumbo loan and a conventional loan. This article aims to clarify these terms and help you make an informed decision. We’ll also delve into the concepts of conforming and nonconforming loans. For those in Las Vegas, Aquino Capital Group, powered by Nexa Mortgage, stands as the most trusted mortgage broker to guide you through every step of the home buying process.

Jumbo Loans: An Overview

Jumbo loans are designed for homebuyers looking to purchase high-value properties that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA). These loans are typically used for luxury homes or properties in highly competitive markets.

Jumbo Loan Requirements

Jumbo loans are considered riskier for lenders, which is why they have more stringent requirements. They are not backed by government-sponsored enterprises like Fannie Mae or Freddie Mac, making them nonconforming loans.

There are several compelling reasons to choose a Jumbo loan:

Conventional Loans: The Basics

Conventional loans are mortgage loans offered by private lenders and are not backed by the federal government. These loans can be either conforming or nonconforming.

Conventional Loan Requirements

Conforming conventional loans adhere to the guidelines set by Fannie Mae and Freddie Mac, including size limits. For 2022, the national maximum for these loans is $647,200 for a single-unit dwelling.

Conforming vs. Nonconforming Loans

A conforming loan adheres to the size limits and underwriting guidelines set by Fannie Mae and Freddie Mac. Nonconforming loans, on the other hand, do not meet these guidelines. Jumbo loans are a type of nonconforming loan because they exceed the size limits set by the FHFA.

Jumbo vs. Conventional Loans: A Comparison

Here’s a quick comparison to help you understand the key differences:

Now that you understand the basics of Jumbo loans, let’s delve into the process of obtaining one in Las Vegas.

The Process of Getting a Jumbo Loan in Las Vegas

Step 1: Find the Right Lender

Securing a Jumbo loan in Las Vegas starts with finding the right lender. While there are several options available, Aquino Capital Group LLC, empowered by NEXA Mortgage, stands out as the best Jumbo loan broker in the city.

Step 2: Pre-Approval

Once you’ve selected your lender, the next step is to get pre-approved. This involves submitting your financial information, including your credit score, income, and assets. Aquino Capital Group LLC has a streamlined pre-approval process, ensuring that you receive a prompt response.

Step 3: Property Appraisal

Your lender will require a comprehensive appraisal of the property to determine its value. This is a crucial step in the Jumbo loan process, as the loan amount will be based on the appraised value of the property.

Step 4: Documentation

Prepare all necessary documentation, such as tax returns, bank statements, and proof of income. Aquino Capital Group LLC’s team of experts will guide you through this process to ensure a smooth experience.

Step 5: Underwriting

The underwriting process is where your loan application is reviewed in detail. The lender will assess your financial situation and the property’s value to determine if you qualify for the Jumbo loan.

Step 6: Approval and Closing

If your application is approved, you’ll proceed to the closing phase. At this point, you’ll sign the necessary documents, and the loan funds will be disbursed. Aquino Capital Group LLC has a reputation for efficient and hassle-free closings.

Why Choose Aquino Capital Group LLC for Your Jumbo Loan in Las Vegas?

When it comes to securing a Jumbo loan in Las Vegas, Aquino Capital Group LLC, empowered by NEXA Mortgage, is your top choice. Here’s why they stand out:

Unmatched Expertise

Aquino Capital Group LLC boasts a team of highly experienced professionals who are well-versed in the Las Vegas real estate market. Their expertise allows them to navigate the complexities of Jumbo loans with ease.

Personalized Service

One size doesn’t fit all when it comes to Jumbo loans. Aquino Capital Group LLC takes the time to understand your unique financial situation and tailors their services to meet your specific needs.

Extensive Lender Network

Streamlined Process

Aquino Capital Group LLC prides itself on a streamlined and efficient loan process. They understand that time is of the essence, especially in a competitive real estate market like Las Vegas.

As a part of NEXA Mortgage, Aquino Capital Group LLC has access to a vast network of lenders. This means they can shop around for the best rates and terms to ensure you get the most competitive Jumbo loan in Las Vegas.

Why Choose Aquino Capital Group in Las Vegas?

If you’re in the Las Vegas area and are considering a home purchase, Aquino Capital Group, powered by Nexa Mortgage, is your go-to mortgage broker. We offer expert advice and take the stress off your shoulders throughout the home buying process. With our assistance, you can easily navigate the complexities of jumbo and conventional loans to find the best fit for your needs.


Is it better to get a jumbo loan or a conventional loan?

The choice between a jumbo and a conventional loan depends on your financial situation, the property you’re interested in, and your long-term goals.

What is the biggest difference between a conventional mortgage and a jumbo mortgage?

The primary difference is the loan amount. Jumbo loans are for properties that exceed the conforming loan limits, while conventional loans are within those limits.

What is the downside to a jumbo mortgage?

Jumbo mortgages often come with higher interest rates and stricter eligibility requirements.

Why would someone want a jumbo loan?

A jumbo loan allows you to purchase a more expensive home, offering more choices in terms of property types and locations.

When it comes to buying a home in the bustling city of Las Vegas, one of the most crucial decisions you’ll make is choosing a mortgage broker. This choice can significantly impact your financial future, so it’s essential to make an informed decision. In this article, we’ll explore the key factors to consider when choosing a mortgage broker in Las Vegas and how working with a reputable company like Aquino Capital Group can make the process smoother and more advantageous for you.

Why Choose a Mortgage Broker Over a Bank?

Flexibility and Options

One of the main advantages of working with a mortgage broker is the flexibility and variety of loan options they offer. Unlike banks, which are limited to their own financial products, brokers have access to a wide range of lenders and loan programs. This allows them to tailor a mortgage solution that best fits your needs.

Expertise and Customer Service

Mortgage brokers specialize in home loans and have a deep understanding of the mortgage landscape. Companies like Aquino Capital Group are built on integrity, trust, and unmatched customer service, ensuring that you’re in good hands throughout the home-buying process.

What to Look for in a Mortgage Broker

Experience and Credentials

When choosing a mortgage broker, it’s essential to consider their experience and credentials. Look for brokers who have been in the business for a while and have a proven track record of helping clients secure affordable loans.

Transparency and Integrity

Transparency is crucial in any financial dealings. A reputable broker will be upfront about their fees, the rates they can offer, and any other costs involved in the mortgage process.

Local Expertise

Given the unique real estate market in Las Vegas, local expertise can be invaluable. Companies like Aquino Capital Group, which are based in Nevada, have a deep understanding of the local market conditions and can guide you through the complexities of buying a home in Las Vegas.

The Pre-Qualification Process

One of the initial steps in the home-buying process is pre-qualification. With Aquino Capital Group, this process is simple and quick. They offer a streamlined online application that can give you an idea of the mortgage amount you may qualify for, allowing you to plan your home search more effectively.


Is it better to use a mortgage broker or go straight to the bank?

While banks offer the convenience of a one-stop-shop for financial services, mortgage brokers provide more personalized service and a wider range of loan options.

At what point should I see a mortgage broker?

It’s advisable to consult a mortgage broker early in the home-buying process, ideally before you start looking for a property.

Should I try more than one mortgage broker?

While it’s not necessary to consult multiple brokers, doing so can give you a broader perspective on the available loan options and rates.


Choosing a mortgage broker in Las Vegas is a decision that should not be taken lightly. By focusing on experience, transparency, and local expertise, you can find a broker that will help you navigate the challenges of the home-buying process. Aquino Capital Group stands out as a top-rated mortgage company built on integrity, trust, and unmatched customer service, offering a mortgage solution for every need.

For veterans and active-duty military personnel, the journey to homeownership is made more accessible and affordable through the VA Home Loan program. Backed by the U.S. Department of Veterans Affairs (VA), VA Home Loans offer attractive benefits, including no down payment requirements and competitive interest rates. When it comes to navigating the complexities of the VA Home Loan process, working with a reputable mortgage company like Aquino Capital Group of Las Vegas can make all the difference. In this blog, we’ll delve into the details of VA Home Loans, understand their advantages, and explore how Aquino Capital Group of Las Vegas can help you achieve your homeownership dreams.

I. Understanding VA Home Loans

II. Working with Aquino Capital Group of Las Vegas


VA Home Loans are a powerful tool that enables veterans and active-duty military personnel to achieve the dream of homeownership with favorable terms and conditions. When it comes to navigating the VA loan process, partnering with an experienced and reputable mortgage company like Aquino Capital Group of Las Vegas can make the journey much smoother. By leveraging their expertise and personalized approach, borrowers can find the right VA loan solution that fits their needs and financial goals. So, if you’re a veteran or active-duty military member in Las Vegas, let Aquino Capital Group guide you on the path to your dream home.

For many aspiring homeowners in Las Vegas, the dream of owning a home can sometimes feel out of reach due to various financial constraints. However, there’s good news! The Federal Housing Administration (FHA) offers a viable solution through FHA loans, making homeownership more accessible to a broader range of individuals. In this comprehensive blog, we will delve into the intricacies of FHA loans in Las Vegas and shed light on how the Aquino Capital Group can help you achieve your dream of owning a home.

Section 1: Understanding FHA Loans

1.1 What are FHA Loans? FHA loans are mortgages backed by the Federal Housing Administration, a part of the U.S. Department of Housing and Urban Development (HUD). They are designed to assist homebuyers with lower credit scores and limited financial means to purchase a home with a smaller down payment.

1.2 Advantages of FHA Loans

1.3 FHA Loan Limits in Las Vegas FHA loan limits in Las Vegas vary based on the specific area and property type. As of the last update in 2021, the standard FHA loan limit for a single-family home in Clark County (where Las Vegas is located) was $356,362. According to  https://fhaloans.guide/Limits for FHA Loans in Clark County, Nevada range from $494,500 for 1 living-unit homes to $950,950 for 4 living-units. Conventional Loan Limits in Clark County are $726,200 for 1 living-unit homes to $1,396,800 for

living-units. The 2023 Home Equity Conversion Mortgage (HECM) limits in Clark County is $1,089,300.   However, it’s crucial to check for the most current loan limits as they may change over time.

Aquino Capital Group – Your Partner in the Homeownership Journey

2.1 Who is Aquino Capital Group? Aquino Capital Group is a well-established and reputable mortgage brokerage firm located in Las Vegas. They specialize in FHA loans and have a dedicated team of experienced loan officers who are committed to guiding clients through the entire home buying process.

2.2 How Can Aquino Capital Group Help You?

2.2.1 Expert Guidance and Personalized Solutions The Aquino Capital Group understands that every individual’s financial situation is unique. Their team of experts takes the time to evaluate your circumstances, financial goals, and credit history to offer personalized solutions that align with your needs.

2.2.2 FHA Loan Pre-Approval Before embarking on your home search, it’s essential to know how much you can afford. Aquino Capital Group can help you get pre-approved for an FHA loan, giving you a clear understanding of your budget and streamlining the home buying process.

2.2.3 Navigating FHA Loan Application Process Applying for an FHA loan can be daunting, especially for first-time homebuyers. Aquino Capital Group simplifies the process by assisting with the necessary paperwork, ensuring accuracy, and facilitating a smooth application process.

2.2.4 Access to Competitive Interest Rates As an established mortgage brokerage, Aquino Capital Group has access to a wide network of lenders, including those offering competitive interest rates on FHA loans. They strive to secure the best rates possible to save you money over the life of your loan.

2.2.5 Timely Closing and Exceptional Customer Service Aquino Capital Group is known for its efficiency in closing FHA loans in a timely manner, sparing you unnecessary delays and stress. Their dedicated loan officers provide exceptional customer service, addressing any concerns you may have throughout the process.

Section 3: Eligibility and Requirements for FHA Loans

3.1 FHA Loan Eligibility To be eligible for an FHA loan, you must meet certain criteria, including:

3.2 Documentation Needed for FHA Loan Application Applying for an FHA loan requires specific documentation, such as:

Section 4: The Home Buying Process with Aquino Capital Group

4.1 Initial Consultation Your journey towards homeownership with Aquino Capital Group begins with an initial consultation. During this meeting, you will discuss your homeownership goals, financial situation, and preferences.

4.2 Pre-Approval Process Based on the information gathered, Aquino Capital Group will help you get pre-approved for an FHA loan, giving you a clear understanding of your budget and allowing you to focus your search on homes that align with your financial capacity.

4.3 Home Search With your pre-approval in hand, you can start searching for your dream home in Las Vegas. The Aquino Capital Group can recommend trusted real estate agents who specialize in the local market to help you find the perfect property.

4.4 Making an Offer and Closing the Deal Once you find the right home, Aquino Capital Group will assist you in making an offer and negotiating the terms of the sale. They will continue to guide you through the closing process, ensuring a smooth and successful transaction.


In conclusion, FHA loans present a fantastic opportunity for aspiring homeowners in Las Vegas to achieve their dream of owning a home. With Aquino Capital Group’s expertise and commitment to personalized service, navigating the FHA loan process becomes more manageable and less intimidating. Whether you’re a first-time homebuyer or looking to upgrade your current residence, consider partnering with Aquino Capital Group to unlock the doors to homeownership in Las Vegas. Take the first step towards fulfilling your homeownership dreams today!

Aquino Capital Group
The Aquino Capital Group empowered by NEXA Mortgage LLC founded by brothers Nick and Michael Aquino, has a goal and mission to provide a level of service that is second to none.
Company NMLS: 1877202
Equal Housing Lender
Contact Us
9805 W. Post Rd
Suite 220
Las Vegas, NV 89148
(800) 846-0729
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Aquino Capital Group LLC empowered by NEXA Mortgage LLC, NMLS # 1660690
Corporate Address 3100 Ray Rd Suite 201 Office # 209| Chandler, Arizona 85226
Company NMLS 1660690| Branch NMLS 1877202| Company State License # AZMB-0944059, Branch 8905 W. Post Rd, Suite 220 Las Vegas, Nevada 89148

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.